According to recent data from the National Highway Traffic Safety Association (NHTSA), alcohol-related motor vehicle crashes kill someone every 31 minutes and non-fatally injure someone every two minutes. Drugs other than alcohol, such as marijuana and cocaine, are involved in about 18% of motor vehicle driver deaths. So what can you do about it? Plenty

Most consumers are no longer satisfied with a car that just takes them from point A to point B. They want their cars to have many of the same conveniences of their home. Two devices that bring the conveniences of the living room into the front seat are cell phones and iPods. Drivers now have the luxury of talking on the phone or listening to their choice of one of their favorite 5000 songs while they are driving. While these devices may be convenient, they can also cause a driver to drive unsafely when they take their attention off the road and place it on their cell phone or iPod. Many states now have laws making it illegal to drive while using a hand-held cell phone because of the dangers it poses. Although there are no laws against changing playlists on the iPod while driving, yet, the same dangers exist.

According to the Federal Bureau of Investigation, approximately 1,235,226 motor vehicles were stolen during 2005 (statistics for 2006 are not yet available). Approximately 13% of these cases are actually ever solved.

Today's student has a lot on his mind. Next week's final, the big game, and the party scene are just some of the distractions facing our youth. Auto insurance is not a major concern for many students. The reasons for this can vary. Many young students are still covered on their parents' policies, as they can be covered on these policies as long as the parents allow them to be. However, for all of the hard-working students that have to pay for their own auto insurance, there are a few key things to keep in mind.

Parents of newly minted drivers have much to fret about, with research showing that concerns about teen driving top all other parental worries. In addition to lost sleep, count on significant additional expenses, too. Parents can expect their auto premiums to nearly double when adding a teen driver, because 16-year-olds are nearly 10 times more likely to get into accidents than other drivers, according to the Insurance Institute for Highway Safety.

You've received your learner's permit. Congratulations! You are on your way to being a fully licensed driver with all of the privileges and responsibilities that come with it. One of the responsibilities that comes along with driving is being an insured driver. All drivers should be insured to protect themselves, others, and the vehicle they are driving in case of an accident. Depending on your situation, you may or may not need to get your own auto insurance when you get your permit to be covered. Since all states have different laws when it comes to auto insurance, the following are just guidelines, not hard and fast rules. Check into your state's insurance laws and your individual insurance company's policies for specifics.

You have spent anywhere from several hours to several months "pimping out" your car; and now it's unlike anything else on the road. Your pimped out car is both a blast to drive, not to mention fun to look at. And admit it...it's fun to look on as others admire and praise the detail and work that went into your car. Because you have a unique car, you will need unique insurance in order to protect the time and money you have spent perfecting your ride.

While every driver needs auto insurance, for truckers, it is crucial to the success of their business. Commercial truck insurance is also more complex than standard auto insurance, so it's important to understand how it works and how to get the best deal.

Weekenders and regular bikers all face the same challenges in selecting motorcycle insurance. First-time owners often make the mistake of buying a motorcycle before giving any thought to researching insurance options. The fact is, many carriers do not provide motorcycle insurance. Those that do, offer policies that are very expensive by comparison to auto coverage.

Renting a car can be nerve-wracking at times. After all, you are driving an unfamiliar car, and usually doing so in an unfamiliar place. When renting a car, you may be confused at all of the extra insurances they offer you, and whether or not you should pay for them. In order to make the best decision, you should understand the coverage you already have, and what it is they are offering you.