No one likes to report auto accidents to a prospective insurer. The insurance company will charge you higher premiums, or they may not cover you at all. However, this information is required when you apply for automobile insurance, and if you don't report it, the insurance company will likely find out anyway, and could refuse to provide you coverage. Even if the omission was accidental, it could cost you, so it is in your best interest to report your complete driving history.

Insurance is different from any other product you are buying. When you buy a car, for example, you get to drive it home. When you buy a house, you live in it. However, when you buy insurance, you only get a piece of paper that symbolizes a promise that your claim will be paid. But, how can you make sure you get paid? Here are some tips to follow

Have all drivers listed! Check your policy carefully on each renewal to make sure that all licensed operators of your vehicle are listed and shown on the policy. As simple as this sounds, make your monthly payments on your auto insurance policy. Be realistic about your auto insurance claim Take an active instead of a reactive approach to handling your auto insurance policy

Just as auto coverage varies from state to state and even among agencies, life changes can also have direct effects on rates and options. In fact, three major events that impact your auto Just as auto coverage varies from state to state and even among agencies, life changes can also have direct effects on rates and options. In fact, three major events that impact your auto coverage include marriage, divorce or widowhood, and reaching the half-century mark in age. While you should reexamine any policy on an annual basis, these three life events will certainly give you reasons to appraise your policy with the likely chance that your rates have dropped.

Facing what to do when your car is stolen is a situation that no one wants to be in, and you don't have to with the right preparation. The following is a list of preventative measures you can take, making it difficult to downright impossible for thieves to take your car

If you have ever been in a car accident, you know the feeling of your heart racing and your adrenaline pumping even if you don't have any injuries. It is difficult to think clearly about the event and the things you need to do immediately following the collision. Below is a checklist of the important items you should document to ensure that the claims process is handled as quickly and smoothly as possible. Feel free to print out this page or jot the items below and keep it in your glove compartment-we hope you will never need it.

Being in a car accident can be nerve wracking even when no one is injured. Being in a car accident and being the one who is at-fault for the accident can be even more nerve wracking. Not only are you responsible for the damage to your car and someone else's car, you probably are worrying about what the accident will do to your auto insurance premiums.

Being in a traffic collision can be a terrifying experience, particularly if you, one of your passengers, or people in the other car have been injured. Here are eight steps you should take if you are involved in an accident

Is your car an accident waiting to happen? Do the following safety checks at least once a month and you will avoid breakdowns, mechanical disasters, and unsafe driving conditions.

Driving has always been a hazardous activity, but never more so than today, with more congestion, road rage, mind-altering substances, and distractions than ever before. Add the hazards posed by winter weather and you have a potential recipe for disaster. Snow, ice, freezing rain, and poor visibility present a whole new set of challenges, and require extra caution when driving. The following strategies will help keep you safe when the snow is blowing, the temperature is freezing, and you're dreaming of being somewhere else: